I really despise that life assurance business

I received a strange request from my mom over the weekend. She has it in her head that she needs over 50 life insurance policy.

To be honest I wasn't very eager. How can you plan for the death of your mother? I even told her to forget about it and not worry about having a life insurance.

What do I need money from her for when she is no longer with us? Am I supposed to profit from her death? It is just a terrible thought. Isn't it better she enjoys the money and goes on the holiday or something, rather than saving from her small pension so I get money after a period of time.

Sorry for the rant. At the end I decided I'll look into it and it is surprisingly complicated. I really didn't have any idea of what whole or term policy means. And there were so many conditions and exception.

Now I know why she needed my help, if I can't understand over 50 life insurance plans how is she supposed to do it.

This whole life insurance business is very morbid. I don't know, currently I do have life cover but that is because I have a big mortgage to pay and I wouldn't want anyone to have to pay my debt.